Need an appraisal for an FHA-backed mortgage? Call Ring and Associates

We confidently state that Ring and Associates is an FHA-approved appraisal firm in Georgia.  If you have an FHA-mortgage, be sure to contact Ring and Associates, as we are approved and certified to perform FHA appraisal reports. We're trained and understand the rules and procedures in FHA's guidance and policy documents.

Contact us today if you need to get an appraisal done on an FHA-insured loan.

The FHA is the Federal Housing Administration, which is a federal organization in the United States Department of Housing and Urban Development (HUD); if your financial transaction is an FHA-insured loan, it means it is insured by them. The lending company takes care of all the funds being borrowed - the FHA simply insures the loan by providing mortgage insurance in case the borrower defaults on his or her loan. The FHA and their loan programs are designed to benefit low-to-moderate income buyers by easing credit qualifications. Remember that the lender approving a loan associated with the FHA is authorized to pick the appraisal company with which they'll work, different from VA appraisal panel.

Down payments are often lower with an FHA loan despite using conventional market rates. The loan programs that the Federal Housing Administration offers are lifesavers to buyers with less starting income.